No matter where your military careertakes you, Exchange Bank can helpyou with yourmortgage needs.Tony WilliamsMortgage Loan Officer630 DelawareLeavenworth, KSawilliams@myexchangebank.com(913) 682-3300NMILS# 14376441oUAL MOUSNLENDERWe offer these types of VA Mortgage loans:.Fixed-rate mortgage with a variety of terms, so you can choose the length ofthe mortgage that works for youAdjustable rate mortgage (ARMs) if your looking to stay in your home for 5 or 7yearsJumbo loans if your mortgage will be between $484,351 and $1,500,000The BenefitsVeterans and service members may not need a down payment.Lower closing costs.**If you already have a VA loan, you can refinanceAlso, if you're taking cash out of your current VA loan, youcan borrow up to 100% of your home's valueExdhangeBANK & TRUSTApplicants may qualify for mortgage products not requiring a down payment. Not all applicants & borrowers will qualify for mortgageproducts, or for products not requiring down payments. A down payment may be required to qualify for certain productsand rates.Veterans and active duty military may qualify for products with reduced closing costs. This benefit may not apply for allborrowers, or applicants, and may not be offered on all products. Exchange Bank & Trust is not alliliated with the US Department ofVeterans Affairs, or any department or agency at the United States of America. Member FDIC101777 No matter where your military career takes you, Exchange Bank can help you with your mortgage needs. Tony Williams Mortgage Loan Officer 630 Delaware Leavenworth, KS awilliams@myexchangebank.com (913) 682-3300 NMILS# 1437644 1oUAL MOUSN LENDER We offer these types of VA Mortgage loans: .Fixed-rate mortgage with a variety of terms, so you can choose the length of the mortgage that works for you Adjustable rate mortgage (ARMs) if your looking to stay in your home for 5 or 7 years Jumbo loans if your mortgage will be between $484,351 and $1,500,000 The Benefits Veterans and service members may not need a down payment. Lower closing costs.** If you already have a VA loan, you can refinance Also, if you're taking cash out of your current VA loan, you can borrow up to 100% of your home's value Exdhange BANK & TRUST Applicants may qualify for mortgage products not requiring a down payment. Not all applicants & borrowers will qualify for mortgage products, or for products not requiring down payments. A down payment may be required to qualify for certain products and rates.Veterans and active duty military may qualify for products with reduced closing costs. This benefit may not apply for all borrowers, or applicants, and may not be offered on all products. Exchange Bank & Trust is not alliliated with the US Department of Veterans Affairs, or any department or agency at the United States of America. Member FDIC 101777

Date: August 22, 2019

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No matter where your military career takes you, Exchange Bank can help you with your mortgage needs. Tony Williams Mortgage Loan Officer 630 Delaware Leavenworth, KS awilliams@myexchangebank.com (913) 682-3300 NMILS# 1437644 1oUAL MOUSN LENDER We offer these types of VA Mortgage loans: .Fixed-rate mortgage with a variety of terms, so you can choose the length of the mortgage that works for you Adjustable rate mortgage (ARMs) if your looking to stay in your home for 5 or 7 years Jumbo loans if your mortgage will be between $484,351 and $1,500,000 The Benefits Veterans and service members may not need a down payment. Lower closing costs.** If you already have a VA loan, you can refinance Also, if you're taking cash out of your current VA loan, you can borrow up to 100% of your home's value Exdhange BANK & TRUST Applicants may qualify for mortgage products not requiring a down payment. Not all applicants & borrowers will qualify for mortgage products, or for products not requiring down payments. A down payment may be required to qualify for certain products and rates.Veterans and active duty military may qualify for products with reduced closing costs. This benefit may not apply for all borrowers, or applicants, and may not be offered on all products. Exchange Bank & Trust is not alliliated with the US Department of Veterans Affairs, or any department or agency at the United States of America. Member FDIC 101777 No matter where your military career takes you, Exchange Bank can help you with your mortgage needs. Tony Williams Mortgage Loan Officer 630 Delaware Leavenworth, KS awilliams@myexchangebank.com (913) 682-3300 NMILS# 1437644 1oUAL MOUSN LENDER We offer these types of VA Mortgage loans: .Fixed-rate mortgage with a variety of terms, so you can choose the length of the mortgage that works for you Adjustable rate mortgage (ARMs) if your looking to stay in your home for 5 or 7 years Jumbo loans if your mortgage will be between $484,351 and $1,500,000 The Benefits Veterans and service members may not need a down payment. Lower closing costs.** If you already have a VA loan, you can refinance Also, if you're taking cash out of your current VA loan, you can borrow up to 100% of your home's value Exdhange BANK & TRUST Applicants may qualify for mortgage products not requiring a down payment. Not all applicants & borrowers will qualify for mortgage products, or for products not requiring down payments. A down payment may be required to qualify for certain products and rates.Veterans and active duty military may qualify for products with reduced closing costs. This benefit may not apply for all borrowers, or applicants, and may not be offered on all products. Exchange Bank & Trust is not alliliated with the US Department of Veterans Affairs, or any department or agency at the United States of America. Member FDIC 101777